THE HARTFORD Insurance Company
20 Stanwix St.
Pittsburgh, PA 15222
ELIGIBILITY: Same as Medical Coverage
EFFECTIVE DATE: Same as Medical Coverage
DESCRIPTION: This is a term insurance policy offering basic Life/Accidental Death and Dismemberment coverage to the employee. This coverage is equal to your annual base salary rounded up to the next higher $1,000 and doubled with a maximum coverage level of $100,000. Basic Life/AD&D is provided to all eligible staff at no cost. Other options an employee may elect at no cost are $10,000, $50,000, 1X Annual Earnings (up to a maximum of $100,000), 1.5X Annual Earnings (up to a maximum of $100,000). An employee may elect to waive the coverage.
COST: Employer pays entire premium.
SUPPLEMENTAL LIFE INSURANCE
ELIGIBILITY: Same as Medical Coverage
EFFECTIVE DATE: Same as Medical Coverage
DESCRIPTION: This is additional term life insurance. An employee may elect to increase their coverage to 1X Annual Earnings (if over $100,000) 2X Annual Earnings (if over $100,000), 3X Annual Earnings, 4X Annual Earnings, or 5X Annual Earnings. Please note the maximum coverage for Life Insurance is $1,000,000. Any coverage over $500,000 will require a physical.
COST: Employee pays any premium over the College Provided Insurance.
Dependent Life Insurance
ELIGIBILITY: Same as Medical Coverage
EFFECTIVE DATE: Same as Medical Coverage
DESCRIPTION: Our program also offers Dependent Life Insurance for your spouse and/or eligible dependents. You may cover your spouse only or a child only or both. Employee pays entire premium. Two tiers are available:
$10,000 for your spouse; $5,000 for each dependent child Cost : $33.00 annually
$5,000 for your spouse; $2,500 for each dependent child Cost : $16.56 annually
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