It is important to have good credit for a multitude of reasons such as avoiding security deposits on apartments, receiving lower car insurance premiums, and receiving lower interest rates.  The purpose of the information below is to inform you about the uses of credit, define what constitutes good and bad credit, show you how to obtain and read a credit report, teach you how to use credit wisely, and assist you on preventing being a victim of identity theft.

• Obtain a free credit report from Transunion, Experian, or Equifax
• The Debt Reduction Planner 
• Explanation of Credit
• Attend the Credit Seminar
• Getting Financially Fit, Volume 2
• Learn what it takes to become credit wise
• Attend the Identity Theft Seminar and Examine Tips on Preventing Identity Theft
• Fighting Back Against Identity Theft
• Important contacts for victims of identity theft and opting-out
• Cleaning Up Bad Credit
• Learn the difference between Good Debt vs. Bad Debt
• The Association of Independent Consumer Credit Counseling Agencies
• The National Foundation for Credit Counseling
• Lean more about your credit score with myFico

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